This card is issued by Comerica Bank pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

 

PaychekPLUS! Select® MasterCard® Prepaid Card, allows you quick access to your money. Enjoy the convenience of direct deposit and use your card for shopping, bill pay, and everyday purchases. Anyone can apply, and there are no fees associated with signing up!  

 

✔ No Credit Check

✔ No Minimum Balance

✔ No Fees to:
  • Set up direct deposit to add funds to your card account

  • Enroll in Text Alerts, Email Alerts, or both

  • Get cash at an in-network ATM (U.S. only)

 

If you have any questions, please refer to the FAQs in the section below.

 

Click on “Get Started” below to begin your application.
 

 By checking this box, I confirm that I read the PaychekPLUS! Select® MasterCard® Prepaid Card Cardholder Agreement and I accept these terms and conditions.

Getting a PaychekPLUS! Select MasterCard Prepaid Card

How do I get a PaychekPLUS! Select MasterCard Prepaid Card? Fill out the brief online form, and you’ll receive a PaychekPLUS! Select MasterCard Prepaid Card in the mail. No registration or credit check required.

How long does it take to receive my PaychekPLUS! Select MasterCard Prepaid Card? You will receive your card in approximately 10 business days. If you do not receive your card, call Customer Service at 1-877-889-0050.

Can I use my PaychekPLUS! Select MasterCard Prepaid Card right away? When you receive your card, you can use the card once you activate it and add money.

How do I add money to my card? There are many ways to add funds to your card, including receiving funds from another cardholder in your network or by setting up direct deposit from an employer, benefits provider or other source.  Follow the printed instructions that arrive with your card to set up direct deposit. Log on at www.paychekplus.com for details on loading your card.

Activating Your Card

How do I activate my PaychekPLUS! Select MasterCard Prepaid Card? Activation is simple! Once you receive your PaychekPLUS! Select MasterCard Prepaid Card, log on at www.paychekplus.com and follow the activation instructions. If you prefer, you can call the Customer Service number listed on the back of the card.

How do I start using my PaychekPLUS! Select MasterCard Prepaid Card? Once you have activated your card, all you have to do is load money to start using it. Add money by:

  • Setting up Direct Deposit
  • Getting your Tax Refund Deposited
  • Learn more! Log on at www.paychekplus.com for details.
Using Your Card

How do I use my card?  You can pay bills or make purchases everywhere Debit MasterCard is accepted.  Swipe your card and choose “Debit” or “Credit.”

You won't pay a fee to:

 

  • Make purchases with your card by choosing "Credit"
  • Set up Direct Deposit of funds to your card account
  • Enroll in Text Alerts, Email Alerts, or both
  • Earn Cash Back Rewards on purchases
  • Get cash at Allpoint® and Comerica Bank surcharge-free ATMs

 

Your card offers many transactions for free, but some transactions do have a fee. For a complete list of fees, read the Cardholder Agreement.

 

Helpful Tips

Getting Cash

Remember to use Allpoint and Comerica Bank ATMs to avoid being charged a fee. Go to www.allpointnetwork.com or www.comerica.com to find one near you. If you use your card at other ATMs, you will be charged a fee in addition to any fee the ATM owner may charge. You can also save a trip to the ATM by getting cash back at the register when you make a debit purchase.

Tipping

When you pay somewhere tipping is customary, like a sit-down restaurant or a hair salon, up to 20% more than the purchase price may be held until the total with tip, if any, processes.

Travel

Hotels and rental car agencies place large holds on your funds based on their estimates of your final bill.